Building with a Mission

Providing Low-Cost Loans to Presbyterian Churches and Entities.

We Are Not A Bank, We Are Much More

Many PC(USA) churches have a great vision to provide ministry, education, and hospitality to their communities, but their physical space challenges their ability to live out this vision. We partner with churches nationwide to create environments that support mission and ministry by providing financial project consultation and low-cost loans.

  • Financially Responsible

    With no added fees that can drive up the cost of borrowing, our low-cost loans provide a cost-efficient solution and can help you get your capital project completed without financial waste.

  • Vision-Driven

    Our expert consultants can help you determine a project plan that serves your vision for mission and ministry and fits your budget.

  • Socially Aware

    Our Restoring Creation Loan has incentives to help your church reduce its carbon foot print, lower its energy costs, and become environmentally responsible for the future.

Lending Services

Korean Central Presbyterian Church of Atlanta was in desperate need for additional education and fellowship space. Find out how we partnered to take a leap of faith.

Loan and Project Consultation

Before you undertake a major capital expansion, let’s make sure it’s the right fit. Our no-cost, three-step consultation process allows us to “sit down and count the cost” to determine the right-size loan or project for your church, saving you time, money and stress.

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Recently, Bethany Presbyterian Church of Marietta, broke ground on an expansion project aimed to provide space for their growing multicultural community. See how investor dollars strengthened this church’s mission and enabled the congregation to live out its vision. 

Who Can Invest?

PC(USA) congregations, individual members, presbyteries, and synods are able to invest in the mission and ministry across the PC(USA).

The Difference a Partnership Makes

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The investment and loan program has helped the ministry at New Hope Presbyterian Church located in Castle Rock, Colorado, an area of explosive growth.

New Hope Presbyterian Church Pastor
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They’ve been great councilors for our congregation and helped us to understand what is an acceptable loan threshold is for a particular congregation.

Wilson Gunn Pastor
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Because the interest rates are more competitive, they have allowed us to do more than we could have with a regular kind of a loan and we get to use more money for our ministries.

Russ Kane Pastor
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The refinancing that the investment and loan program gave us was just the right shot in the arm to restore confidence by the congregation, it uplifted everybody.

Eric Teipel Pastor
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I think our members are happy to know that the money they’ve put into the program can go to other churches to help them develop from other peoples’ membership investments.

Scott Chandler Pastor
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Because of the investments that other congregations made into the PILP program, we were able to draw on that funding when we needed a source of funds for our expansion.

Chuck Sparks Pastor
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They don’t just look at the numbers they look at the leadership, the history, the track record, and the vision of the church and I think that is the key and different from a bank.

Dave Wilkerson Pastor
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Most of us want to support the work of the church and because our people began to see what they were able to do it built a sense of connectedness with other churches.

Robert Eckert Pastor
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People need to understand that, an investment is not a donation. If they’re worried that they’re already donating a part of their income this gives them a way to invest their money.

Scott Chandler Pastor