The Restoring Creation Loan makes it easier for congregations to ensure our church buildings reflect who we are as a community of faith. Loans are available to qualifying congregations engaged in projects that render our buildings more energy efficient. By helping churches reduce their carbon footprint, collectively we can become better stewards of God’s Creation.
Incentive Terms Include:
Lower interest rates – qualifying projects, or portions of projects, earn an interest rate 1 point below the prevailing base rate.
Lower equity requirements – qualifying projects only require 10 percent equity in the project.
Flexible loan terms – terms can be structured to consider the length of the return on investment.
- High-efficiency HVAC systems
- Energy efficient lighting systems
- High-efficiency water heaters
- Solar panels
- Energy efficient roofing systems
- And much more